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How Does Furniture Financing Work?

by Walker Furniture

Furniture Financing

At a Glance:

Furniture Financing

Benefits of Financing Furniture

Walker Furniture Financing Options

Frequently Asked Questions

Walker Furniture Financing

Why Trust Us

Furniture is a necessary aspect of creating a comfortable and functional living space. However, it can often be expensive, making it challenging for individuals to purchase what they need or desire. That's where furniture financing comes into play.

Financing allows customers to make larger purchases without paying the full amount upfront, spreading the cost over a more extended period. This can make the purchase more affordable and manageable, allowing individuals to invest in the necessary furniture.

At Walker Furniture, we understand that furniture is essential to creating a comfortable and functional living space. However, we also know that furniture can be expensive, making it difficult for individuals to purchase what they need or want. That's where furniture store financing comes into play.

Furniture financing allows our customers to make larger purchases without paying the full amount upfront. This means they can spread the cost over a more extended period, making the purchase more affordable and manageable. We believe everyone deserves access to high-quality furniture and financing is an excellent way to achieve this.

Financing

Furniture Financing

Woman looking at laptop on couch

When you want to finance furniture, customers can typically finance a wide variety of items, including sofas, beds, dining tables, and much more.

Essentially, any furniture or appliance can often be financed, making it much easier for customers to acquire the necessary items.

  • One of the main benefits of financing is that it allows customers to purchase more items at once rather than having to make smaller, more frequent purchases. This can be particularly useful for individuals moving into a new home or looking to furnish an entire room or apartment.
  • With easy furniture financing, customers can acquire all the furniture they need at once without waiting and saving up for each item.
  • Financing often allows customers to take advantage of special deals and promotions.
  • By financing multiple items, customers may be eligible for discounts, which can help them save even more money.

Overall, financing is an excellent option for anyone looking to make a larger purchase but is on a tighter budget, allowing them to get what they need and want without sacrificing quality or style.

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Benefits of Financing Furniture

Woman Going Through Finances

Financing furniture offers several benefits that can make it an attractive option for customers.

  1. One significant advantage is the ability to spread the cost of the purchase over a longer period, making monthly payments more manageable. This can make it easier for customers to acquire the furniture they need without having to worry about the upfront cost.
  2. Another benefit of financing is the possibility of accessing higher quality furniture that may have been unaffordable otherwise. With financing, customers can still acquire these items and make affordable monthly payments, allowing them to invest in higher quality products that can last longer and offer greater functionality.
  3. Financing can also be an excellent option for customers looking to establish or improve their credit. With timely payments reported to credit bureaus, customers can build their credit score, which can be particularly useful for individuals who are just starting to establish credit or those who have had credit issues in the past.
  4. Finally, financing can offer customers access to special deals and promotions, providing additional savings and making purchases more affordable. This can be particularly useful during sales events or when purchasing multiple items, as customers may be eligible for discounts or other incentives.

Overall, financing furniture can be an excellent option for customers looking to make larger purchases without sacrificing quality or style. With the ability to spread out payments, access higher quality products, improve credit, and take advantage of special deals, financing can make it easier for customers to invest in the furniture they need and want.

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Walker Furniture Financing Options

When it comes to furniture stores that finance, Walker Furniture offers a variety of financing options to make the process more affordable and manageable for customers. Let's take a closer look at some of the financing options available at Walker Furniture.

Lease to Own Option

One of the popular financing options at Walker Furniture is the lease-to-own option.

  • This option allows customers to lease the furniture they need for a specified period with the option to purchase the item at the end of the lease.
  • The lease payments are typically lower than loan payments, and the customer has the flexibility to upgrade or return the item if their needs change.

Walker Furniture Credit Card

The Walker Furniture Credit Card is another financing option available to customers.

Customers can use the card to take advantage of special financing offers and promotions to make larger purchases more affordable and manageable. With the credit card, customers have the flexibility to make monthly payments and spread the cost over a longer period.

To apply for the Walker Furniture Credit Card, customers can visit the Walker Furniture website or apply in-store. The application process is quick and easy, and eligibility requirements and credit checks may be necessary.

Other Financing Options

In addition to the lease-to-own option and the Walker Furniture Credit Card, Walker Furniture also offers other financing options to customers.

  • For example, the "Buy Now, Pay Later" program allows customers to purchase furniture upfront and pay for them later with zero interest if paid in full within a specified period.
  • Additionally, the "No Credit Needed" financing option allows customers with less-than-perfect credit to finance their purchases.

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Frequently Asked Questions

1: What are the benefits of financing furniture?

  • Financing allows customers to make larger purchases more manageable by spreading the cost over a more extended period.
  • Customers can access higher quality items that may have been unaffordable otherwise.

2: What types of furniture can be financed?

At Walker Furniture, customers can finance a wide range of items, including sofas, beds, and more. Check with your specific financing provider for a full list of eligible items.

3: How does the Walker Furniture Credit Card work?

The Walker Furniture Credit Card allows customers to take advantage of special financing offers and promotions to make larger purchases more affordable and manageable.

Customers can apply for the card online or in-store, and credit checks may be necessary.

4: What is the "Buy Now, Pay Later" program?

The "Buy Now, Pay Later" program allows customers to purchase furniture upfront and pay for them later with zero interest if paid in full within a specified period.

5: What is the "No Credit Needed" financing option?

The "No Credit Needed" financing option allows customers with less-than-perfect credit to finance their purchases.

This option typically involves a lease agreement with the option to purchase the item at the end of the lease.

6: How do I apply for financing at Walker Furniture?

To apply for financing at Walker Furniture, visit the financing page on the Walker Furniture website or speak with a representative in-store.

The application process typically involves providing personal and financial information and may involve a credit check.

Walker Furniture Financing

Furniture and appliance financing can be an excellent solution for customers looking to make larger purchases more manageable.

Walker Furniture offers a variety of financing options, including the Walker Furniture Credit Card and Lease-to-Own program. These options allow customers to finance a wide range of items, from sofas to beds.

The benefits of financing include spreading the cost over a longer period, making monthly payments more manageable, and accessing higher quality items that may have been unaffordable otherwise. Additionally, Walker Furniture makes the application process easy for customers to apply for financing, whether online or in-store.

Why Trust Walker Furniture & Mattress?

Walker Furniture and Mattress has been providing incredible customer service and top furniture expertise to the Las Vegas area for over 67 years. This locally owned furniture store had humble beginnings as mattress builders in the Chicago area since the 1900’s which blossomed into a booming legacy of selling furniture and mattresses. In 1973, Deanne and Oscar Alterwitz purchased Walker Furniture from original owners, Ruth and George Walker.

Walker Furniture helps Las Vegas and Henderson homeowners and renters find the best living room, dining, and bedroom furniture selections to complete their homes. Complete with mattresses and patio or home office furniture, they invite you to see all that Walker Furniture has to offer for yourself!

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Stop by any of the 3 Las Vegas furniture locations or our Henderson, NV furniture store to see what a difference buying locally with an experienced staff can make. Or shop for furniture online! Our friendly experts are always happy to help you with furniture financing — whether you call us at 702-384-9300, use our online chat feature, or visit us in person.

Learn More: Furniture Stores Las Vegas